Lease an Acura: 2026 Incentives, Lease Terms & Lineup Changes
Vehicle Leasing and Financing Simplified
Acura sells four models in 2026, not six. The TLX sedan ended production in July 2025, the ZDX electric SUV is gone, the planned RSX EV was cancelled, and the current RDX is in its last model year before a hybrid replacement. If you plan to lease an Acura, that matters more than it sounds. The model you pick affects which incentives you can use, how much inventory dealers have, and what your options look like when the lease ends.
This page covers how an Acura lease actually works: what Acura's own lender builds into every contract, which loyalty and conquest offers are running, how your state taxes the lease, and how to hand the car back without surprise charges. For live prices, check the offers below, or enter your ZIP code to lease an Acura near you.
Most popular models from Acura
Acura offers a diverse range of vehicles, with something to suit every driver. Here are some of the most popular models, known for their luxurious features, exceptional reliability, and cutting-edge technology.
Best Deals available now
Looking for the best deals on Acura vehicles? AutoBandit has curated some of the top leasing and financing offers available for Acura today.
Acura's Lineup Changed. Here's What That Means for Your Lease
When you lease an Acura in 2026, you're choosing between the Integra, ADX, RDX, and MDX. Each one has a different story behind its lease price.
| Model | Type | 2026 starting MSRP* | Built in | Know this before you lease |
|---|---|---|---|---|
| Integra / Integra Type S | Sport compact liftback | $33,400 | Marysville, Ohio | Lowest starting MSRP in the lineup. Type S versions are usually left out of loyalty and conquest cash. |
| ADX | Compact SUV | $35,000 | Celaya, Mexico | The newest Acura, launched for 2025, and the only one built outside the U.S. |
| RDX | Compact SUV, SH-AWD standard | $45,100 | East Liberty, Ohio | Last model year of this generation. Production pauses in 2026 and a hybrid successor is a couple of years out. |
| MDX / MDX Type S | 3-row SUV | $51,800 | East Liberty, Ohio | Acura's flagship, and the model with the largest loyalty offers so far in 2026. |
*Acura's suggested retail price for the base trim. Excludes destination, tax, title, license, and dealer fees. Dealers set their own prices.
Leasing an RDX in its final year
Acura says it'll stop building the current RDX later in 2026, so what's on dealer lots now is most of what's left. That tends to bring incentives, and Acura has aimed some of its 2026 loyalty cash at current RDX owners. The catch: the lender sets the residual value, and a model that's about to be replaced can get a lower one, which pushes the payment up. Compare the whole offer (price, money factor, residual, due at signing), not just the monthly number.
The ADX and tariffs
More than 85% of the Acuras sold in America in 2025 were built here, according to Acura. The ADX is the exception, so it has more exposure to U.S. tariffs on imported vehicles. How much of that reaches the lease price depends on current policy and the dealer. If an AutoBandit listing carries a "Tariff-Free" tag, the tag describes where that vehicle was assembled. It isn't a guarantee about every part.
No Acura EV to lease right now
With the ZDX out of production and the RSX cancelled, Acura doesn't sell an electric model in 2026. Older articles about $7,500 EV lease discounts don't apply. The federal clean vehicle credits behind those deals ended for vehicles acquired after September 30, 2025.
Source and method: Model status from Acura's official newsroom ( TLX release, July 2025; RDX release, January 2026). MSRPs from Acura.com, checked September 28, 2026. Assembly locations from Acura and public plant records.
What Comes Standard in an Acura Luxury Lease
Most Acura leases are written by Acura Financial Services (AFS), Acura's own lender, under a contract called the Acura Luxury Lease. A few protections come built in. Plenty of lessees never find out about them until turn-in day, and some are worth real money.
| Feature | What AFS includes | Why it matters to you |
|---|---|---|
| GAP coverage | Standard on every Acura Luxury Lease | If the car is stolen or totaled, GAP covers the difference between the insurance payout and what you still owe. With some lenders you'd pay extra for this. |
| Wear-and-use waiver | $750 standard; loyal clients may get an extra waiver, up to $1,500 total | Covers dings, scuffs, and interior wear that would otherwise be billed at turn-in. |
| Term length | 24 to 60 months | A 36-month lease at normal mileage stays inside Acura's 4-year/50,000-mile basic warranty. |
| Annual mileage | 7,500, 10,000, 12,000, or 15,000 miles; extra miles can be bought at signing | Many advertised Acura deals assume 7,500 or 10,000 miles. Buying miles upfront is usually cheaper than paying overage later. |
| One-Pay Lease | Pay the whole lease at signing | AFS offers a discount off your qualifying rate, and it can lower sales tax in some states. |
| Turn-in fee | Set by state; waived for loyal clients | “Loyal” means you buy or lease another new Acura or Honda within 30 days before or after you return the car. |
One detail worth knowing: the Honda family counts. Hand back a leased Acura and lease a new Honda CR-V, and you still qualify as a loyal client for the turn-in fee waiver.
Source and method: Benefits from the Acura Financial Services leasing page, checked September 28, 2026. Acura's site describes the loyal-client extra waiver as $500; some dealer materials say $750. Both cap the total at $1,500. Your signed contract is the final word.
Acura Incentives Worth Asking About in 2026
Acura's lease offers change every few weeks (the current national cycle runs September 1 through November 2, 2026), but the program types keep coming back. Almost all of them are applied as a capitalized cost reduction, which lowers the amount your lease is based on. None of them is a check in the mail.
| Program | Recent value | Who qualifies | Watch out for |
|---|---|---|---|
| Acura Allegiance Loyalty Offer | $1,000 to $3,000, by model | Current owners of models Acura is ending or pausing, mainly the RDX and TLX | Eligible model years have changed between offer periods; Type S usually excluded |
| Loyalty / Conquest cash | About $1,500 (ADX) to $2,000 (Integra) | Owners of a qualifying Acura or one of many rival brands; proof of ownership, no trade-in required | Model- and region-specific; Type S usually excluded |
| AFS Lease Loyalty | About $1,000 | Current Acura owners who lease again through AFS | AFS contract required |
| College Graduate Program | $500 | Graduated in the past 2 years or graduating within 6 months (associate's degree or higher, U.S.-accredited school or registered nursing school) | Proof of a job starting within 120 days; not valid with Zero Due at Signing leases |
| Military Appreciation Offer | $750 | Active duty, Ready Reserve, retirees, and veterans within 2 years of separation, plus spouses | Not valid with Zero Due at Signing leases |
| Special APR (e.g., 2.99%) | Varies | Buyers who finance | Doesn't apply to leases; a lease uses a money factor instead |
The College Graduate and Military offers run April 1, 2026 through March 31, 2027 and cover 2025-or-newer Integra, ADX, RDX, and MDX models.
Can Acura incentives be combined?
Often, yes. Loyalty offers tend to stack with each other. A New Jersey dealer recently priced a 2026 MDX lease with a $3,000 Allegiance offer and a $2,000 MDX loyalty offer on the same contract. The graduate and military offers are the ones to watch: they can't be used on Zero Due at Signing leases. When in doubt, ask the dealer which offers are already baked into the advertised payment, because many ads assume you qualify for loyalty cash.
Already in an Acura lease?
Ask about a Pull-Ahead offer. AFS has mailed eligible lessees letters a few months before maturity that waive up to three remaining payments if they sign a new AFS contract. It isn't always running, but it costs nothing to ask.
When you create an AutoBandit account, you answer a few quick questions about incentives and rebates. Each offer page then shows which incentives, if any, are reflected in its price.
Source and method: Program terms compiled from AFS offer disclosures published by Acura dealers ( example) and CarsDirect's report on the Allegiance program launch (January 14, 2026). Checked September 28, 2026. Amounts and eligibility change monthly; the terms shown with your offer apply.
How to Read an Acura Lease Ad
An Acura lease ad is two ads in one: the big payment, and the paragraph of small print under it. The small print tells you whether that payment fits your life. These are the lines that show up most often in Acura ads this year, and what each one really means.
| Fine print says | What it means for you |
|---|---|
| “Available to well-qualified lessees approved by AFS” | The payment assumes top-tier credit. A lower tier means a higher money factor and a bigger payment. |
| “Up to 20 cents/mile over 7,500 miles/year” | The ad assumes low mileage. Drive 12,000 miles a year on a 36-month lease and you'll owe for 13,500 extra miles, about $2,700 at turn-in. |
| “Due at signing includes $X capitalized cost reduction” | That's a down payment. If the car is totaled early, GAP covers what you owe, but that down payment typically isn't refunded. |
| “Net capitalized cost includes $595 acquisition fee” | AFS's fee for setting up the lease. Recent Acura ads show $595, rolled into the lease or paid upfront. |
| “Includes Allegiance / Loyalty offer” | The payment already counts loyalty cash. If you don't qualify, your payment is higher. |
| “Dealer contribution may vary” | Part of the deal is the dealer's own discount, and another dealer may not match it. |
| “Must take delivery from dealer stock by [date]” | The offer expires, and only works on cars the dealer already has. |
| “Excludes taxes, title, license, and documentary fees” | Those come on top. In some states, tax alone can add a few thousand dollars at signing. |
What federal law requires an ad to show
Federal Regulation M sets the rules for consumer lease advertising. If an ad states a monthly payment, it also has to disclose the total due at signing, the number and timing of payments, whether a security deposit is required, and whether you could owe more at lease end based on the car's value. It can leave out taxes and registration only if it says so. So everything you need is in the ad by law. It's just printed small.
When you get a real offer, you'll also receive the itemized lease disclosure before you sign. Check that the due-at-signing column matches what you were quoted.
Source and method: Advertising rules from 12 CFR 1013.7 (Regulation M) on eCFR. Fine-print examples reflect AFS lease disclosures published by Acura dealers, September 2026. The mileage math uses 36 months at 12,000 miles a year against a 7,500-mile allowance, at 20 cents a mile.
How AutoBandit Works
At AutoBandit, we simplify the car leasing process, offering straightforward, transparent leasing and financing options tailored to your needs. Whether you’re shopping for a new Acura, our platform provides quick access to the best deals without the hassle. AutoBandit’s unique approach ensures you get competitive rates and a seamless experience from start to finish.
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Lease Tax in the States AutoBandit Serves
The same Acura lease can cost several hundred dollars more in one state than in another, only because of how the state taxes it. AutoBandit serves 16 states, and they don't all use the same method.
| Tax method | How it works | Examples among AutoBandit states |
|---|---|---|
| Tax on each payment | Tax is added to every monthly payment and to any down payment | California, Florida, Michigan, Pennsylvania (plus a separate 3% state lease tax) |
| Tax on the total of payments, upfront | Tax on the sum of all payments is due at signing; it can usually be rolled into the payment instead | New York, New Jersey, Ohio, Minnesota |
| Tax on the vehicle's price | Tax is based on the full selling price, much like a purchase | Texas, Maryland |
If you live in Connecticut, Illinois, Indiana, Missouri, Virginia, or Wisconsin, ask the dealer to walk you through the tax line on your offer. Local rules there have enough wrinkles that a one-line summary would mislead you.
A quick example
Take a $450-a-month, 36-month lease on a $40,000 Acura, with a 7% tax rate for easy math:
- Taxed monthly: $31.50 added to each payment, or $1,134 over the lease.
- Taxed upfront on payments: the same $1,134, but due at signing. Roll it into the lease and you'll also pay a rent charge on it.
- Taxed on the price: $2,800, more than double, because tax applies to the whole car rather than the part you use.
Taxes people forget
Connecticut towns and Virginia localities charge an annual property tax on vehicles, and leased cars are included. The leasing company usually passes that bill to you. Registration and title fees are also separate from sales tax, and they're set by your state, not the dealer.
Source and method: Upfront tax rules as described by state revenue departments (for example, Minnesota Department of Revenue: Motor Vehicle Leases) and cross-checked with national lease-tax guides, September 2026. The 7% rate is illustrative, not any specific state's rate. This is general information, not tax advice; state and local rules change.
Plan Your Acura Lease Exit on Day One
Most lease-end costs are locked in long before you hand back the keys. Acura has a clear turn-in process, plus a loyalty program that can cut an overage bill in half.
The lease-end timeline
- 180 days out: AFS starts sending you lease-end information.
- 90 days out: Review your options and ask the dealer whether you qualify for a Pull-Ahead offer.
- 60 days out: Book the free pre-return inspection with SGS, the inspection company AFS uses. You'll see what might be billed while there's still time to fix it.
- Within 30 days either side of turn-in: Lease or buy another new Acura or Honda to count as a loyal client.
- Turn-in: Return the car, buy it at the purchase price in your contract, or return it and lease a new one.
Acura Loyalty Advantage: the mileage math
If you lease or finance your next Acura through AFS, the Acura Loyalty Advantage program works on your old lease's miles in either direction:
- Went over? AFS waives half your excess miles, up to 7,500, and adds 1,000 miles to your next lease.
- Came in under? Up to 15,000 unused miles, rounded up to the nearest 1,000, carry over to your next Acura Luxury Lease.
Say your lease allowed 30,000 miles and you drove 40,000. At 20 cents a mile, walking away costs $2,000. Lease another Acura through AFS and half the overage is waived, so you pay for 5,000 miles, or $1,000, and start your new lease with 1,000 bonus miles.
Now flip it. You drove 24,300 of your 30,000 miles. The 5,700 unused miles round up to 6,000, and those get added to your next Acura lease.
Is buying out your lease worth it?
Your contract lists a fixed purchase price for the end of the term. If the car is worth more than that on the open market, buying it can make sense, especially for a model like the current RDX that won't be sold new for a while. If it's worth less, turn it in and let the residual be AFS's problem. That's one of the quiet advantages of leasing.
Source and method: Timeline and benefits from AFS's Acura Loyalty Advantage page and Acura dealer lease-end guides, checked September 28, 2026. The 20-cents-a-mile rate reflects recent Acura lease ads; your rate is in your contract. Loyalty Advantage requires AFS credit approval, and AFS may end it at any time.
Acura Dealers Listing on AutoBandit
Seventeen Acura dealerships in six states list offers on AutoBandit. Inventory and offers change often, so check the Acura deals page for what's live at each one.
| State | Dealers | Acura dealerships |
|---|---|---|
| New York | 5 | Friendly Acura of Middletown, Acura of Westchester, Rallye Acura, Plaza Auto Mall (Acura), Acura of Bedford Hills |
| California | 5 | San Francisco Acura, Acura Cerritos, Acura Glendale, Acura Tustin, Acura Sherman Oaks |
| New Jersey | 4 | Springfield Acura, Bill Vince's Bridgewater Acura, Open Road Acura Wayne, DCH Montclair Acura |
| Connecticut | 1 | Acura of Stamford |
| Florida | 1 | Napleton's Palm Beach Acura |
| Minnesota | 1 | Bloomington Acura |
Source: AutoBandit dealer network, as of September 2026. Updated weekly.
Acura Lease Questions We Hear Most
How do I lease an Acura near me through AutoBandit?
Enter your ZIP code to see pre-priced offers that verified dealers list for your area. AutoBandit currently serves buyers in 16 states: California, Connecticut, Florida, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia, and Wisconsin. Dealers set their own prices, and AutoBandit doesn't negotiate on your behalf. You compare offers and can complete the transaction online, and delivery is available for Acura deals just as it is for other makes. The offer and dealer confirm the final details.
Should I lease an RDX now or wait for the hybrid?
If you want an RDX in the next two years, the current one is the only option. Acura hasn't given a launch date for the hybrid beyond "the next couple of years." A 24- or 36-month lease on a 2026 RDX could end right around when the new one arrives, which lines up nicely if you plan to switch.
Can I use loyalty or conquest cash on an Integra Type S or MDX Type S?
Usually not. Most 2026 loyalty and conquest offers exclude Type S models. Check the offer terms for the specific car before you count on it.
Can I lease a certified pre-owned Acura through AutoBandit?
No. AFS does offer certified pre-owned leases, but dealers on AutoBandit list new vehicles only.
What credit score do I need to lease an Acura?
Advertised Acura payments are for "well-qualified" applicants, meaning AFS's top credit tier. There's no published cutoff, and AFS looks at your whole application. Prices on AutoBandit are adjusted by credit tier, which is why you're asked for yours when you sign up.
Is leasing or financing better for an Acura MDX?
It depends on how long you keep cars and how much you drive. Leasing fits if you like a new car every few years and stay near the mileage limit. Financing makes more sense if you'll keep the MDX past its warranty or drive 20,000 miles a year. Our car leasing FAQ goes deeper on money factors, residuals, and lease-versus-buy math.
Ready to compare real numbers? Start on the AutoBandit homepage, pick your Acura, and see offers from dealers near you.
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*Dealers on our platform offer new vehicles only. Pre-owned, certified, or used vehicles are not offered through our platform.
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