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Lease a Chrysler: Pacifica Lease Deals, Stellantis Programs, Taxes and Turn-In Costs (2026)
Reviewed by Luai Saadeh, Director of Sales at AutoBandit · Last updated: October 4, 2026
If you want to lease a Chrysler today, you're shopping for one vehicle: the Pacifica minivan. The 300 sedan is gone, the Voyager has been folded into the Pacifica lineup as the LX, and the plug-in Pacifica Hybrid was canceled early in 2026. What's left on dealer lots is a mix of the refreshed 2027 Pacifica and leftover 2026 vans, and the two model years don't lease the same way.
Chrysler's national lease specials run through its in-house lender, Stellantis Financial Services (SFS). That lender sets the residual values, the money factor on special deals, and the fees you'll pay when you hand the van back. This page walks through all of it: which Pacifica to pick, which incentives you might qualify for, how your state taxes the lease, and what turn-in actually costs.
When you're ready for real numbers, AutoBandit shows pre-priced Chrysler lease offers from dealers, adjusted to your ZIP code and credit tier.
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Looking for the best deals on Chrysler vehicles? AutoBandit has curated some of the top leasing and financing offers available for Chrysler today.
What You Can Lease From Chrysler Right Now
Chrysler's lineup has shrunk fast. Here's what changed, newest first, and what each change means if you're leasing.
| When | What changed | What it means for your lease |
|---|---|---|
| June 2026 | Recall 52D: 2020–2022 Pacifica Hybrids told to stop charging and park outside until repaired | Doesn't touch new vans. If you're trading in or returning one, ask whether the recall work is done. |
| May 2026 | Chrysler cut 2027 Pacifica prices by up to $2,060 and dropped the AWD option to $2,995 | A 2027 quote from April or earlier may be built on the old, higher MSRP. |
| March 2026 | Refreshed 2027 Pacifica revealed; Voyager renamed Pacifica LX | Any Voyager you find is 2026 leftover stock. |
| January 2026 | Stellantis ended its plug-in hybrid programs in North America, including the Pacifica Hybrid | Only leftover Pacifica Hybrids remain, and no new ones are coming. |
| September 30, 2025 | Federal clean-vehicle tax credits ended | Leftover Hybrids no longer come with the old $7,500 lease credit. |
| December 2023 | Chrysler 300 production ended | There's no new Chrysler 300 to lease. |
Sources: Stellantis statement on PHEVs as reported by Autoblog and Cars.com (January 2026); 2027 pricing from Chrysler's announcement as reported by Motor1 and Carscoops (March and May 2026); NHTSA recall 26V-362 filings (June 2026).
2026 or 2027 Pacifica? Pick the Model Year Before the Trim
The 2027 Pacifica gets a new front end, an illuminated grille and the new Chrysler wing badge. Under the skin it's the same van: a 3.6-liter V6 with 287 hp, a nine-speed automatic, Stow 'n Go seating and up to 3,600 pounds of towing. The LX keeps the older styling.
| Pacifica you can lease | Starting MSRP incl. $1,995 destination | Drive | Worth knowing |
|---|---|---|---|
| 2027 Pacifica LX | $43,490 | FWD only | Former Voyager. The only trim that starts under New Jersey's $45,000 surcharge line. |
| 2027 Pacifica Select | $45,540 | FWD; AWD +$2,995 | Cheapest way to get the new look. |
| 2027 Pacifica Limited | $49,990 | FWD; AWD +$2,995 | Safety Sphere package (turn-signal blind-spot camera) is a $350 option. |
| 2027 Pacifica Pinnacle | $56,905 | FWD; AWD +$2,995 | Safety Sphere standard. |
| 2026 Pacifica (leftover) | From $46,440 (Select) | FWD or AWD | Older styling; often carries the larger leftover incentives. |
| 2026 Voyager LX (leftover) | About $43,390 | FWD only | Mechanically close to the 2027 LX. |
| 2026 Pacifica Hybrid (leftover) | About $53,760 (Select) | FWD only | About 32 miles of electric range; no federal credit. |
Sources: Chrysler 2027 pricing after the May 2026 revision, as reported by Motor1; 2026 pricing from TrueCar, Kelley Blue Book and dealer trim guides. Prices exclude options, taxes and fees.
Leftover 2026 vans usually get the bigger incentives. In September 2026, for example, Chrysler paired 0% financing for 36 months with $5,500 bonus cash on 2026 Pacificas, per Carfax's monthly deal roundup. But a lease isn't priced on incentives alone. A van that's a model year older at signing is usually given a lower residual value, and that pushes the payment back up. Get a quote on both years with the same term and mileage, then compare the total cost, not the monthly figure.
Leftover Pacifica Hybrids are a special case. The powertrain is discontinued and the federal credit is gone, so nobody knows what these vans will be worth in three years. On a standard closed-end lease, that's the lender's problem, not yours. If you want one, leasing is the lower-risk way to drive it. The June 2026 recall covers 2020–2022 Hybrids only, but check any VIN on NHTSA's recall lookup before you sign.
Compare Chrysler Pacifica lease offers and remaining Chrysler Voyager lease offers on AutoBandit.
The Two Kinds of Chrysler Lease Deal
Two Pacifica quotes on the same van can be hundreds of dollars apart because they're built on different money. Chrysler supports leases in two ways, and a single lease usually can't use both.
1. The SFS special lease. Chrysler pays Stellantis Financial Services to lower the money factor or raise the residual value on a specific van, term and mileage. This is the deal in Chrysler's national ads. Carfax's September 2026 roundup listed a 2026 Pacifica Select at $462 a month for 42 months with $4,499 due at signing. If the first payment is part of that $4,499, the lease costs $23,441 before taxes and fees, or about $558 for each month you drive the van.
2. Lease bonus cash through another bank. Some months Chrysler also puts cash on leases written by outside lenders. In dealer incentive listings this shows up as "IDL" lease bonus cash, and the fine print says it can't be combined with SFS special lease rates. On some 2026 Pacificas these amounts ran from $6,750 to $8,000 in 2026 listings we reviewed. It's a big number, but the bank's standard rate and residual apply.
Neither one wins every time. Ask the dealer which program a quote uses, then compare total cost over the full term. A banner reading "$5,500 bonus cash" next to 0% financing may be a purchase offer that doesn't apply to a lease at all.
Sources: Carfax "Best Chrysler Deals" (September 2026); program terms from published Chrysler dealer incentive listings and J.D. Power incentive pages (checked October 2026). Programs change monthly; regional offers vary by ZIP code. New to lease terms? Our Car Leasing FAQ explains each one in plain English.
Who Gets Extra Money on a Chrysler Lease
On top of the deal itself, Stellantis runs a handful of programs for specific groups. Find yourself in the left column.
| If you are… | Program | Amount | How to claim it |
|---|---|---|---|
| Active duty, active reserve, retired military or retired reserve; a 100% disabled veteran; or a veteran within 12 months of honorable discharge | Military Bonus Cash | $500 | Get an authorization number through Chrysler's military incentive page and give it to the dealer. Covers 2027 Pacifica and 2026 Pacifica, Pacifica Hybrid and Voyager. |
| Deployed overseas | Military AutoSource | Special pricing | Chrysler refers deployed personnel to its partner Military AutoSource. |
| A police officer, firefighter or EMT/paramedic | First Responder Bonus Cash | $500 | You'll need a First Responder validation ID and proof of employment. |
| Returning an SFS lease | Lease loyalty | Loyalty bonus cash on select models; $395 turn-in fee waived; $500 wear-and-use credit | Lease or finance your next Stellantis vehicle through SFS. |
| A driver or passenger who needs adaptive equipment | Stellantis DriveAbility | Up to $1,000 reimbursement | Applies to purchased or leased new vehicles. Get the lessor's written OK before any permanent conversion. |
| Living in a region with its own offer | Regional bonus or lease cash | Varies | Set automatically by your ZIP code. |
Sources: Chrysler Military Bonus Cash (checked October 4, 2026); Stellantis Financial Services lease-end page; Stellantis DriveAbility program terms via NMEDA and Stellantis media; first responder terms from dealer incentive listings. Eligibility and stacking rules are set by Stellantis, and your dealer confirms them.
On AutoBandit, you answer a few questions during setup, such as whether you're military, a first responder or a current lessee. Where a listing supports it, the offer shows which incentives and dealer discounts are reflected in its price. Dealers set their own pricing, and the dealer and SFS confirm eligibility before you sign, so have your proof ready.
How AutoBandit Works
At AutoBandit, we simplify the car leasing process, offering straightforward, transparent leasing and financing options tailored to your needs. Whether you’re shopping for a new Chrysler, our platform provides quick access to the best deals without the hassle. AutoBandit’s unique approach ensures you get competitive rates and a seamless experience from start to finish.
Leasing a Chrysler Near You
AutoBandit serves shoppers in 16 states: California, Connecticut, Florida, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia and Wisconsin.
Chrysler Dodge Jeep Ram dealers listing on AutoBandit include:
- New Jersey: Autoland, Nielsen, Pine Belt, Ramsey, Route 46, Route 130, Sansone, Turnersville and Vineland
- California: Champion, Gilroy, Glenn E. Thomas, Huntington Beach, LAX, Puente Hills, Scott Robinson and Van Nuys
- Florida: Chrysler Dodge Jeep Ram of Leesburg, Jerry Ulm, Naples, and Napleton's in Clermont, Kissimmee and Northlake
- Texas: DeMontrond, Huffines Lewisville, Meador and Napleton's River Oaks
- Midwest: Napleton's Arlington Heights (IL), LaFontaine Fenton (MI), Luther Brookdale (MN), Napleton's St. Peters (MO), and Bergstrom Appleton, Bergstrom Oshkosh and Luther Hudson (WI)
- Pennsylvania: Napleton's Ellwood City
Dealers and inventory change, and not every store has a Pacifica listed at any given moment. Your ZIP code search shows what's available now.
You don't have to lease from the closest Chrysler store. You can take a Pacifica offer from a dealer in another AutoBandit state, but your taxes and registration generally follow where you live. Ask the dealer how they'll handle both before you sign. Pickup or home delivery depends on the dealer.
Enter your ZIP code in the search at the top of the page to see Chrysler lease deals near you, priced for your location and credit tier.
One Pacifica, Five Tax Bills
The same Chrysler lease can carry a $1,500 tax bill in one state and nearly $2,900 in the next. It depends on what your state taxes (the payments or the van) and when it collects.
To show the gap, we priced one hypothetical lease: a 2027 Pacifica Select FWD, $45,540 MSRP, sold for $44,040, with $2,000 lease cash, a $595 acquisition fee, a 55% residual, a 0.00200 money factor, 36 months and $0 down. That works out to about $624 a month before tax, or $22,461 in total payments.
| Where you register the van | How the lease is taxed | Tax on this example | When it's due |
|---|---|---|---|
| New Jersey | 6.625% on the total of all lease payments | About $1,488 | At signing (often rolled into the lease) |
| New York City | 8.875% on the total of all lease payments | About $1,993 | At signing (often rolled into the lease) |
| Pennsylvania | 6% sales tax + 3% lease tax on each payment and on any cash down | About $56/month, $2,022 total | Monthly |
| Philadelphia | The same 9%, plus 2% local tax | About $69/month, $2,471 total | Monthly |
| Texas | 6.25% motor vehicle tax on the van's price, paid when it's titled | About $2,753 | At the start, usually passed to you |
| Maryland | 6.5% titling excise tax on the van's value | About $2,863 | At titling |
Methodology: the payment uses the standard lease formula, (adjusted cap cost − residual) ÷ 36 plus (adjusted cap cost + residual) × money factor. Taxes apply each state's published rate to the example figures. The money factor and residual are illustrative, not current SFS numbers. This isn't a tax determination; rules on taxing lease cash, fees and down payments vary. Sources: NJ Division of Consumer Affairs, NY Tax Law §1111(i), Pennsylvania Department of Revenue, Maryland MVA.
One thing worth knowing: when upfront tax is rolled into the lease, you pay the money factor on it too. If you can pay it at signing, the lease costs a little less overall.
New Jersey's surcharge lands on most Pacificas
New Jersey adds a one-time 0.4% Luxury and Fuel-Inefficient Vehicle Surcharge to new vehicles with a sale or lease price of $45,000 or more. The test uses the price before rebates or trade-in. The 2027 LX starts at $43,490, but every Select, Limited and Pinnacle starts above the line. On a $45,540 van it's about $182. Ask the dealer whether your contract price triggers it. Rules: NJ Division of Taxation.
Federal tax rules that don't help a Chrysler lease
The new car-loan interest deduction. For 2025 through 2028, eligible buyers can deduct up to $10,000 a year in interest on a loan for a new, U.S.-assembled vehicle. Lease payments don't qualify, according to the IRS fact sheet on the new deductions. The Pacifica is assembled in Windsor, Ontario, so it wouldn't qualify even if you financed it. That deduction shouldn't tip a lease-versus-loan decision on a Chrysler.
No federal credit on leftover Hybrids. The clean-vehicle credits that used to lower Pacifica Hybrid lease payments ended September 30, 2025.
Business use. Chrysler promotes Section 179 and bonus depreciation for Pacifica purchases, and those apply to vehicles you buy. If you lease a Pacifica for business, you generally deduct the business-use share of your lease payments instead. The IRS may also require an "inclusion amount" that trims the deduction (see IRS Publication 463). Talk to a tax professional before choosing.
This section is general education, not tax advice.
Minivan Leases Get Billed Differently at Turn-In
A Pacifica lives a harder life than most leased cars. Kids, car seats, sports gear and road trips all show up on the inspection report. A few habits keep the final bill small.
Watch the miles. Chrysler's national Pacifica offers in 2026 have used 10,000 miles a year, and some dealer specials drop to 7,500. Dealer ads we reviewed charged $0.30 to $0.35 for each extra mile. One long summer trip a year can add 3,000 miles; over a three-year lease at $0.30 a mile, that's a $2,700 bill. If you know you'll drive more, buy the miles at signing. They're cheaper then. More on excess mileage charges.
Protect the second row. Car seats press dents into leather and scuff seat backs. A seat protector costs little compared with an upholstery charge.
Keep the small stuff. Lessors count what came with the van: both key fobs, the cargo cover, rear-seat entertainment remotes and headphones if equipped, and the owner's manual. Keep them together for the whole lease.
Clean the door tracks and Stow 'n Go bins. Crumbs and sand in the sliding-door tracks cause wear that can get flagged. Empty the floor bins before inspection.
Check tires and glass early. Worn tires and windshield chips are common lease-end charges. Many insurance policies fix chips for free if you get them done before they spread.
Ending a Chrysler Lease: A 90-Day Countdown
If SFS holds your lease, here's how its own lease-end process runs.
90 days out: decide. Your choices are to lease or buy a new Stellantis vehicle, buy your Pacifica, or return it. Buying it out skips wear and mileage charges.
60 days out: check the numbers. Compare your odometer with the mileage limit in your contract. Ask your dealer about SFS's excess-wear standards.
30 days out: book the return. Schedule an appointment with a dealer. Clean out the glove box, seat pockets and cargo area.
Return day: get it in writing. Return the van to any Chrysler, Dodge, Jeep, Ram, FIAT or Alfa Romeo dealer. Leave with a Vehicle Return Receipt signed by you and the dealer, then call SFS at 833-991-4369 to confirm.
If you simply hand the van back, SFS charges a $395 turn-in fee. It's waived if you lease or buy a new Stellantis vehicle through SFS. Loyal customers also get a $500 credit toward excess wear and use. Older leases written by Chrysler Capital follow that contract's terms instead.
Source: Stellantis Financial Services Lease-End Options and its end-of-lease guide (checked October 4, 2026). Your lease agreement controls the actual fees. See also what a disposition fee is.
Chrysler Lease FAQ
Can I still lease a Chrysler 300?
No. Production of the 300 ended in December 2023, so there are no new ones to lease. If you want a Chrysler today, it is the Pacifica.
Is the Chrysler Voyager still available to lease?
Only as leftover 2026 stock. For 2027 the Voyager became the Pacifica LX, which keeps the same basic layout and front-wheel drive.
Can I lease a Chrysler Pacifica Hybrid?
Yes, while leftover 2025 and 2026 vans last. Chrysler won't build new ones, and there is no federal tax credit on them anymore.
Can I lease an all-wheel-drive Pacifica?
Yes, on the Select, Limited and Pinnacle. AWD is a $2,995 option on the 2027 van. The LX is front-wheel drive only.
How long are Chrysler leases?
Chrysler's national Pacifica offers in 2026 used 39- and 42-month terms. Dealers also quote 36-month and other terms, so compare total cost across terms, not just the payment.
What credit score do I need to lease a Chrysler?
SFS doesn't publish a minimum. The advertised rates go to top-tier approvals. AutoBandit asks for your credit tier at sign-up so prices match it. See what credit score you need to lease a car.
Does Chrysler offer a military discount on leases?
Yes. Eligible service members and veterans get $500 Military Bonus Cash on a purchase or lease of an eligible Pacifica or Voyager, with an authorization number from Chrysler.com.
Can I lease a used Chrysler through AutoBandit?
No. Dealers on AutoBandit list new vehicles only.
Sources
Checked October 4, 2026. Programs and prices change, often monthly.
- Chrysler: Military Bonus Cash
- Stellantis Financial Services: Lease-End Options
- IRS: One Big Beautiful Bill Act tax deductions (FS-2025-03)
- Chrysler: 2027 Pacifica announcement (PR Newswire)
- Motor1: 2027 Pacifica price revision
- Autoblog: Stellantis ends Jeep and Chrysler plug-in hybrids
- NHTSA: Recall 26V-362 report
- Carfax: Best Chrysler Deals
- NJ Division of Consumer Affairs: Guide to Auto Leasing
- NJ Division of Taxation: Luxury and Fuel-Inefficient Vehicle Surcharge
- Maryland MVA: Excise Tax
- Pennsylvania Department of Revenue: Vehicle Rental and Lease Taxes
This page is general education, not legal, financial or tax advice.
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